Real Estate Niles MI – You Can Buy A Home Even With Bad Credit And No Bank Qualifying

Bungalows, renovated 1930’s farmhouses, modern ranches, two-stories and three stories fill the pages of the Niles Michigan real estate classifieds. If you are interested in buying, but you have problems with your credit, we have some suggestions. And, if you are a property owner, who needs to sell quickly, we have some suggestions for you, too.

Niles Michigan real estate is located in Berrien County, just north of the Indiana border, on the banks of the St. Joseph River. The wide range of available properties, with a wide range of prices, makes it difficult to estimate the average price of a home. Median prices are sometimes misleading, because they include undeveloped lots on the low end and corporate retreats on the high end. But, in the most recent updates for median prices of real estate Niles MI was at $124,900 for a home listed with a realtor and $74,798 for foreclosures.

Over the last several years, in all areas of the country, there have been fluctuations in the prices and values of real estate. Niles MI is no exception. So called “financial experts”, the people we often rely on to guide us, cannot agree on what exactly is going on. Some say that soon values will go up. Others say not. Many bankers blame the increasing number of foreclosures on decreasing property values, making it difficult or impossible for owners to refinance.

The number of foreclosures, currently there are 21, in the Niles Michigan real estate listings is not as high as some areas of Michigan. If you are facing foreclosure, you should know that you have options. A foreclosure will cause serious damage to your credit rating and increase your financial problems. We are experienced Michigan real estate investors and we can help. In fact, if you need to sell your home quickly, for any reason, we may be able to buy it.

The flip-side of what we do relates to people who are interested in buying Niles Michigan real estate. If you have little established credit, past issues affecting your credit rating or you have been turned down for traditional financing, we want to help. We offer a unique lease option program that can get you into a home. Our program works with most Michigan real estate Niles MI is just one area.

If you are looking for a home in a town with historically significant real estate, Niles MI might be just the place. Niles is the site of Fort St. Joseph, which was built by the French in 1697, passed on to the British in 1761, captured by Native Americans in 1763, held by the Spanish during the American Revolutionary War and finally became a part of the United States. Because the three European powers and the USA have flown flags at the fort, at one time or another, Niles is now known as the City of Four Flags.

Maybe you are looking for something akin to “country living”. Niles and all of Berrien County is well known for its orchards and vineyards. Numerous parks and wildlife preserves protect the creeks and rivers from over development. Many properties in the Niles Michigan real estate listings have large acreage, rather than the standard size lot. Berrien County’s fruit market is one of the longest running and most popular in the country.

But, that’s not all of the different types of real estate Niles MI has to offer. Downtown Niles is a redeveloping area or shops, entertainment and services. They host numerous parades and events. Many downtown homes, at good prices, are included in the Niles Michigan real estate listings. And, if you want more night life, South Bend is very close by and Chicago is just a little farther away.

So, now you know what real estate Niles MI can offer, but you are still concerned about your credit. If you have steady employment, a few thousand dollars for the lease option consideration and are willing to work to improve your credit rating, then you can own a home, probably sooner than you think. You probably know that you can afford the monthly payments, so what are you waiting for.. terra hill

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